Service Information

EXPLANATION OF SERVICES

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There is a one-time enrollment fee of $139 for individual accounts (or $179 for joint accounts). We have a pay per performance method which means we get paid based on our performance and services provided. 

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OUR “ENROLLMENT” FEE COVERS:
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  • Account set up

  • Time expended on auditing your credit reports

  • Time expended on consulting with you

 

There is a monthly service fee of $89 per month for individual accounts (or $149 for  joint accounts) This amount is paid toward your balance per our monthly services and performance. Rates are below:

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  • Original Creditors: $35 per bureau for full deletion

  • Collections: $35 per bureau for full deletion

  • Public Records: $50 per bureau for full deletion

  • Inquiries: $12 per bureau for full deletion

  • Incorrect Name: $10 per bureau for full deletion

  • Incorrect SSN: $10 per bureau for full deletion

  • Incorrect DOB: $10 per bureau for full deletion

  • Incorrect Address: $10 per bureau for full deletion

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VP CREDIT RESCUE'S PROGRAM (& MONTHLY SERVICE FEE) COVERS:
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  • Unlimited and “advanced” disputes to all three major credit reporting agencies (Experian, TransUnion, and Equifax);

  • Unlimited telephone customer support;

  • Unlimited email customer support;

  • Standard first-class postage;

  • Access to a secured self-service billing portal;

  • Access to a secured case management dispute portal;

  • Superior and Advanced credit education

  • Unlimited disputes on “NEW” inaccuracies added subsequent to your enrollment date;

  • Immediate responses to new collection letters received;

  • Unlimited disputes directly with the data furnishers (including collection agencies, original creditors, and/or other third-party data furnishers);

  • Advanced data furnisher dispute tactics

  • Unlimited case reviews upon request;

  • Premium certified postage (as needed);

  • Cease and Desist Letters

  • Inquiry disputes with the original creditors

  • Escalated disputes with the compliance authorities

  • Certified mail with escalated disputes